FYI

Now that you have decided to  purchase a new home , what about your mortgage?        Whether you are a home owner or a first timer, here is a few points to think about.

First time buyer

Are you pre-approved?    Do you know how much you can afford?      Do you have enough money for closing costs?         Do you have 5% down payment or 25% down payment - the difference can save you thousands of $$$ ?        Should you see your bank or Mortgage broker, what is the HUGE difference?      These are major and extremely important!!!     

Repeat buyer

When is my maturity date for my mortgage?       Well there be a penalty for selling before my maturity date, and if so, how much?  Is it worth selling sooner rather than later to save money?       Can I roll over my existing mortgage?       Should I choose variable over fixed if I plan to sell every few years, or flip?      How do I know if I have to pay HST if I want to re-sell often?      

I can help you with the many questions you might have concerning your real estate transaction.     I work with the best Lawyers, Mortgage specialists, inspectors, and other professionals to make your  experience a positive one.

Call  Denise @ 902 223-7332 or email me at denise@propertyhelp.ca